Ideal way to own a home

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There is no doubt that the endowment mortgage has long been considered an ideal way to get as many ordinary people as possible in any country to own homes. Sadly in recent times major problems have cropped up with the endowment insurance policy that is supposed to pay off the principal sum of the loan.

An endowment is an insurance policy and the policy holder must pay monthly premiums. Endowment policies where issued in the 70’s and 80’s and were thought to be able to pay off the mortgage loan completely.

Sadly for various reasons, a shortfall meaning that the amount received is never enough to cover the endowment mortgage has plagued much of the endowment selling that has been happening in the recent past. This is the reason why selling the policies through endowment policy selling services will always help you get a much better price.